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Steps We Take

We make the financial planning process clear and easy for you to understand and keep you informed along the way.

Our First Meeting Together

We want to know all about you, so we can help you enjoy the retirement lifestyle you want.

From here we both decide if we are going to be the right fit, are we are adding value, are we being valued and do we believe we can work together. This meeting is of no cost to you. 

Our Second Meeting Together

After our discovery chat, we like to spend some time going over the information you provided to ensure we have heard what’s important to you.

It is at this point we quote you a fixed dollar fee to work with us based on the complexity of work required.

If you’re happy to move forward, we’ll ask you to sign an initial service agreement and pay half of the engagement fee to get started. We collect the balance after we have put everything into place for you.

Our Third Meeting Together

You have chosen to work with us! We now undertake a more detailed data collection so we can prepare your advice. We can do this via phone or in person.

We use this information to prepare our comprehensive financial analysis and develop the recommended strategies to assist you in achieving your financial and lifestyle goals.

 

Our Forth Meeting Together

It’s time to present your Financial Plan to you (called a Statement of Advice). We take the time to explain everything clearly, so you understand what we are recommending and why. 

Your Advice Implementation

Once you are comfortable with our advice and you have signed your “Authority to Proceed" we then move into the execution phase of our advice.

There is often many moving parts to coordinate, so if something is not clear, please know you can ask us questions at any time. Our goal is to make this part of the advice process as simple and straightforward as possible for you and we keep you in the loop throughout. 

Our Ongoing Relationship

After our first year working together, we will have a Progress Meeting to see how things are going. We’ll chat about any changes in your life or finances and check how you're tracking toward your goals. It’s all about making sure your plan still fits and feels right for where you’re headed.

At this point, we’ll agree on the fee for the next 12 months. Since your needs may change over time, the fee will reflect the level of support and complexity involved.

Life doesn’t stand still—your goals might shift, and government rules around tax, super, or social security can change too. These things can impact your financial strategy, so we want to make sure our advice stays relevant and effective.

We’ll also review your investments and tweak your portfolio if needed. This helps keep your strategy aligned with your comfort level and long-term goals.

Our focus is simple: helping you stay on track to achieve what matters most, so you can enjoy the life you want—now and into the future!